Real Returns vs 3.5% Benchmark — 2025
The 3.5% real return benchmark is the actuarial discount rate used to assess fund sustainability
Above benchmark
Below benchmark
3.5% target
Avg Real Return
+2.25%
Benchmark
3.50%
Funds Above Benchmark
1 / 11
Brú
Real Return+4.00%
Nominal Return+7.80%
Total Assets625,174m ISK
Frjálsi
Real Return+3.35%
Nominal Return+7.20%
Total Assets594,600m ISK
Gildi
Real Return+3.30%
Nominal Return+7.10%
Total Assets1,225,144m ISK
LV
Real Return+3.20%
Nominal Return+7.00%
Total Assets1,566,437m ISK
LSR
Real Return+2.70%
Nominal Return+6.60%
Total Assets1,663,945m ISK
Almenni+Lífsverk
Real Return+2.35%
Nominal Return—
Total Assets728,000m ISK
Birta
Real Return+2.11%
Nominal Return+5.89%
Total Assets736,700m ISK
Stapi
Real Return+1.80%
Nominal Return+5.60%
Total Assets462,200m ISK
Festa
Real Return+1.50%
Nominal Return+5.30%
Total Assets346,500m ISK
Íslif
Real Return+0.73%
Nominal Return+4.43%
Total Assets216,400m ISK
LSV
Real Return-0.31%
Nominal Return+3.40%
Total Assets97,207m ISK